Craig Sankey
Ask the Expert: Super or savings? The salary sacrifice equation
Question 1 Hi Craig, I was going to salary sacrifice $200 a week into super, but after fees I may get $80...
Ask the Expert: Setting priorities for a mortgage-free retirement
Question 1 I am 58 with $800,000 in super and my husband has $400,000. He is 49. We owe $1 million on...
Ask the Expert: When to finish working and how to maximise your super
Question 1 Hi Craig, thanks heaps for your many articles, much appreciated. We are nearing retirement with good supers. Is there an...
Ask the Expert: How to responsibly dip into some of your super while still in the workforce
Question 1 After age 60, is there any way to access a lump sum of super to pay off an outstanding mortgage...
Ask the Expert: Clever pension planning has many benefits
Question 1 Where a reversionary option is in place for super, how is it treated in respect of the “available cap space”...
Ask the Expert: When should I ditch insurance within super?
Question 1 Insurance within super – at what stage should you discontinue it? As you get towards retirement age, premiums get dearer...
Ask the Expert: Million dollar question on retirement needs
Question 1 I am 57, earning $300,000 a year with a super balance of $350,000. I have paid off my house and...
Ask the Expert: Four questions to ask a potential financial adviser before signing up
Question 1 My partner and I are looking to retire within the next 12 months. We were advised to see a financial...
Ask the expert: How super inputs can affect tax debt
Question 1 Thanks for your helpful articles. I am 64-years-old, (fortuitously turning 65 on the 30th June, the end of the financial...
Ask the Expert: Making the most of super ‘bring forward’ contributions
Question 1 I have received many questions about using non-concessional (after tax) “bring-forward” rules in relation to contributing to super. The two...